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UncategorizedCan I Buy Holiday Gifts Using My Disability Check?

December 21, 2022

Do you receive disability payments — or are you considering applying for to help you make ends meet now that you are disabled? With the holidays fast approaching, you may be wondering if you could use those benefits to purchase gifts for your family. Every little bit helps, right?  In this blog post, Watson and Carroll, P.C., L.L.O., will take a closer look at what you can use your monthly disability benefits for — and what you cannot. 

Social Security Disability Lawyer in Nebraska and Iowa

Watson & Carroll, P.C., L.L.O.’s Social Security Disability team can help you secure benefits needed  to support yourself. Chellsie Weber, our wildly successful and experienced disability attorney, and Abby Reid, our wonderful and thorough disability paralegal, can offer support and advice as it pertains to your disability and the benefits approval process. Remember, you’re more likely to have a successful disability claim with an attorney by your side. Call us today at 402-991-2100. You also can share your story here.

 How can I use my disability benefits?

Your disability benefits are paid to you on a monthly basis. Those are your benefits, just like when you work the money you earn is yours to spend. Your disability benefits can be used however you want to use them. This means you can use them for basic living expenses, medical costs and anything else that you may want to use them for, including personal items. 

 Do I Need Permission to Buy Gifts During the Holidays? 

You do not have to get permission to buy something specific with your disability benefits. If you have been determined to be disabled, and your disability claim has been approved, you will start receiving monthly disability checks. Usually, these checks are sent by direct deposit. What are disability benefits usually used for? Usually, they are used for current needs, such as rent, mortgage payments, food, clothes, medical expenses and utilities. 

 Other things that disability benefits are often used for include improving living conditions, such as upgraded medical care, motor wheelchairs, at-home assistance and therapy. Special purchases, such as home improvement and repair to make a home more accommodating to their disability, or to cover the costs of car payments are other uses for disability benefits. 

Keep in mind, making home improvements, buying a car, or other form of investment — may increase your assets. This could affect the amount of your monthly benefits. You may not purchase anything illegal, such as illegal drugs or weapons. 

 Do I Have to Life on a Budget if I Collect Disability? 

If you are unable to work and earn a living, and disability benefits are your only source of income, you may need to adjust to living on a budget. Your loved ones will understand if you cannot afford presents, or if you need to cut down on spending for the holidays. Let your family know about your situation. You do not want to spend all your disability benefits on holiday gifts and not be able to cover the basic expenses you must cover on a monthly basis. 

 How Do I Get Help With My Disability Claim? 

If you are unable to work because of a medical condition or permanent injury, contact the Watson and Carroll disability team. We have helped thousands of disabled workers get access to the disability benefits that they are entitled to receive because of their medical issues. 

 About Watson & Carroll 

Watson & Carroll, P.C., L.L.O., is not a high-volume law firm that only speaks with clients when it is absolutely necessary. For us, it’s personal. Our team works closely with our clients and their loved ones – not only so that we understand their challenges and concerns, but so we can tailor our approach to address those factors, aggressively pursue results, and secure peace of mind. Whether it is a medical malpractice case or advocating for disability benefits, we work to protect our clients and make sure their rights are upheld. 

Our firm can help. Call 402-991-2100 or email contact@watsoncarroll.com. You also can fill out our confidential contact form.

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