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DisabilitySSI and SSDI: Which is Right for You?

March 29, 2023

Are you disabled? Or is someone you love? If so, this blog post about the different kinds of benefits might help. The Social Security Administration (SSA) administers different kinds of disability benefits. One kind of disability benefit is Supplemental Security Income (SSI). The other is Social Security Disability Insurance, or SSDI. It’s important to understand the difference and how each can help.

Disability Attorney in Omaha and Council Bluffs 

Watson & Carroll, P.C., L.L.O.’s Social Security Disability team can help you secure benefits needed  to support yourself. Our caring attorneys and staff can offer support and advice as it pertains to your disability and the benefits approval process. Remember, you’re more likely to have a successful disability claim with an attorney by your side. Call us today at 402-991-2100. You also can share your story here.

What are SSI Benefits?

To qualify for SSI benefits, you must meet the medical criteria just as you would for SSDI benefits. However, SSDI benefits are based on your work history and earnings. SSI benefits are for low-income claimants, and usually, claimants who do have enough work credits to qualify for SSDI. 

However, if you do receive SSDI and your monthly benefits are low enough, you may also qualify for SSI benefits. You may be able to get SSI if your resources are worth $2,000 or less. A couple may be able to get SSI if they have resources worth $3,000 or less.

 For 2023, the monthly maximum federal payout amounts for SSI are $914 for an eligible individual and $1,371 for an eligible person with an eligible spouse.

 You can receive SSI and SSDI concurrently if you meet the criteria, but the amount you receive from SSDI will reduce the amount you receive from SSI. The SSA considers SSDI as well as any other benefit payments to be countable income. The SSA considers the first $20 per month as exempt. That means that if your SSDI benefit exceeds $934 each month, you will not qualify for SSI. If your SSDI payment falls below $934 per month, you may qualify for SSI, but it will be reduced by the majority of your SSDI benefit check.

How Can An Attorney Help Me Win My Disability Claim? 

If you are applying for disability benefits, consult with a knowledgeable disability attorney from Watson and Carroll, PC, LLO. The disability lawyers with the firm have helped hundreds of disabled workers get their claims on track while also ensuring that all questions regarding the claims process and eligibility are properly answered.

About Watson & Carroll 

Watson & Carroll, P.C., L.L.O., is not a high-volume law firm that only speaks with clients when it is absolutely necessary. For us, it’s personal. Our team works closely with our clients and their loved ones – not only so that we understand their challenges and concerns, but so we can tailor our approach to address those factors, aggressively pursue results, and secure peace of mind. Whether it is a medical malpractice case or advocating for disability benefits, we work to protect our clients and make sure their rights are upheld. 

Our firm can help. Call 402-991-2100 or email contact@watsoncarroll.com. You also can fill out our confidential form here.

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